When it comes to protecting your home in Ocean County, most homeowners believe their standard insurance policy has them covered for nearly anything. It’s an understandable assumption—your policy covers wind damage, fire, theft, even burst pipes. But when it comes to flooding, even the best standard homeowners insurance leaves a huge, often unexpected, gap. The…

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Living along New Jersey’s beautiful coastline brings incredible benefits, but Ocean County residents face unique flood risks that many don’t fully understand until it’s too late.Ocean County sits directly on the Atlantic coast, making it one of New Jersey’s most flood-vulnerable regions. While we enjoy stunning ocean views, beach access, and vibrant coastal communities, our…

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